Employers today have to be very creative in offering benefits. Because health insurance premiums continue to increase, it becomes more difficult to offer the benefits that employees may want or need. Therefore, adding a voluntary benefit option gives your employees’ choices in their benefit package based on their individual needs. The benefits pay cash directly to an employee above and beyond “traditional” insurance. Offering supplemental benefits is an easy way to expand your company’s benefits while at the same time helping to attract and retain employees. Some product offerings include Short-term Disability, Long-term Disability, Life, Dental, Vision, Critical Illness, Hospital Confinement, Accident, and Cancer.